Planning for a comfortable, enjoyable retirement isn’t as simple as opening an individual retirement account or deferring a percentage of your salary into a 401(k) plan — it takes careful thought, a few calculations and maybe a little motivation.
We know we should put money in a 401(k) if we have access to one at work, or to throw extra cash in an individual retirement account… but how can we make sense of the investment choices available? Is it better to “set it and forget it” or actively manage the portfolio? How does one balance the funding needs of the future with the financial obligations of today? This session will cut through the noise of basic retirement planning advice, and help you go beyond the simple advice to start saving.
A 401(k) and IRA are not the only ways to fund retirement. There are a variety of other options, including Social Security, life insurance, annuities, home equity and perhaps even a pension. These choices aren’t always beginner-friendly, though. This session will do a deep dive into what other sources of retirement income you could consider using so you live comfortably in retirement.
Gone are the days of retiring at 65 and spending your life on the golf course. Today, retirees are reinventing this next phase of their lives — be it volunteering at a favorite charity, developing a hobby or traveling the world. Some individuals are also deciding they don’t want to wait until 65, or even 55 or 45. What does retirement mean to you? And what do you expect of it in your future? This session will house a discussion on how people are transforming this milestone.