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Jenkins
120 articles
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  • In a nod to the small business community, the Department of Labor issued a final rule earlier this week that may nudge more employers to offer joint retirement plans—MEPs—but it’s not all that employers were hoping for. “This is NOT the MEPs that everyone has been so excited about,” says Nevin Adams, chief of marketing for the American Retirement Association via email.
  • offloads the plan administrator role and that fiduciary responsibility. But the employer is still the plan sponsor and has that fiduciary role. That’s something else that the DOL RFI hopes to address.
  • Texas. It also clarifies that Professional Employment Organizations (benefits providers) that sponsor MEPs are okay to be doing so (it was a grey area under DOL regs before). And there’s a new exception that lets worker/owners without employees into PEO MEPs. Before, employers had to have a commonality of interest to form a MEP: An engineering association, for example, could have a “closed” ME
  • There’s no question there is a lack of coverage: more than 28 million full-time private sector employees and more than 23 million part-timers do not have access to a workplace 401(k) retirement plan, according to the American Retirement Association.
  • Technically, what the DOL rule does is broaden the definition of employer. So, “bona fide” employer groups or associations and Professional Employer Organizations (PEOs) may act as an “employer” for purposes of sponsoring a MEP. The idea is that by banding together they can negotiate lower fees and pass those cost savin
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  • Living in a college town can help all parties involved avoid this problem altogether.
  • RCs are privately-owned retirement communities in college towns with a connection to a local college or university that offers benefits to retirees. UBRCs are not all the same, but most of them include these elements: a location usually within one mile of the school, a formal program that integrates the community and the school, continuing care with both independent and assisted living options, and a proven relationship between the housing provider and the school.
  • Living in a UBRC that is connected to a top-tier medical and research center can be a huge benefit for the aging population. If having access to the best doctors and researches and therefore the best treatment options and medical procedures is a main priority
  • more reliable in college towns. There are also more readily available ride-sharing options like Uber UBER, -0.63%  and Lyft LYFT, -1.57% that retirees can take advantage of instead of having to always ask a friend or family member.
  • With retirement lasting as long as 40 years, new retirees may struggle to keep their calendar full, but living near a college or university can help fill all your newfound free time in a rewarding and enriching way. Schools that are part of a UBRC offer a variety of options for the aging population to pursue education, like auditing classes or attending guest lectures and other university events. Others have courses that were specifically developed for retirees at little to no cost.
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 business operations 4321
  • A mid-engine Chevy Corvette has been rumored for decades and it’s a reality for 2020. Carrying the famed Stingray moniker, it’s the most aggressively styled ‘Vette yet, with a wild exotic-car appearance. It comes with removable roof panels that can be stored in the forward-situated trunk.
  • Supercar maker McLaren debuts its first grand touring car for 2020, the appropriately named GT. A grand tourer is traditionally a more accommodating alternative to a flat out sports car that can be used as a daily driver or taken on extended road trips comfortably. The GT rides on a carbon fiber structure and its super sleek bodywork
  • Though there is an assortment of brand-new and fully redesigned passenger cars hitting the road for 2020 model year, their numbers are dwindling as buyers are instead choosing sport-utility vehicles as their rides of choice. Stalwart sedans like the Chevrolet Impala and Ford Taurus are being discontinued, with the number of small cars in particular thinning rapidly. While there were 26 subcompact models on the market as recently as 2016, they’re down to just 17 for 2019, with the Ford Fiesta and Chevrolet Sonic reportedly bowing out at the end of the current model year.
  • The famed British exotic sports-car maker Aston Martin is building a full-electric version of the gorgeous and capable Rapide coupe. It comes wrapped in aluminum and carbon fiber body panels, and packs dual rear-mounted motors that generate over 600 horsepower with 700 pound-feet of torque. That should enable a 0-60 mph time under four seconds; top speed is 155 mph
  • Cadillac introduces a new compact luxury sedan for 2020, the CT4. Adorned with uncluttered styling, it fills the slot in the lineup that was vacated when the ATS was discontinued. Few details on the base model are available as of this writing, but we do know it will be rear drive with all-wheel-drive available, and come powered by a turbocharged four-cylinder engine with a 10-speed automatic
  • A new name in the auto business, a Canadian company called Electra Meccanica says it will begin selling a new three-wheel single-passenger EV called Solo by year’s end. It looks a bit odd with its abbreviated styling, but will start at just $16,250.
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  • The caveat: Social Security must remain completely intact. Right now the trust funds supporting the program are facing depletion by 2035, and if that occurs, retirees will see only 80% of the benefits their owed, according to the Social Security Administration’s trustees report released earlier this year. Should Social Security see this shortfall, 38% of Generation X and 40% of Xennials won’t be able to replace at least 75% of their preretirement income.
  • The gender gap in Social Security benefits will narrow, women’s increased lifetime earnings will bolster how much money they get in retirement and retirement incomes in general will continue to rise, according to the Urban Institute, a Washington, D.C.-based think tank for economic and social policy research. “What struck me most was the realization that the sky is not falling for retirement security,” said Richard Johnson, an economist at the Urban Institute.
  • The gender gap in earnings has yet to close — or come close — but the gap in Social Security benefits is lessening. This gap is expected to fall from 37% for pre-boomers to 15% for Xennials. Xennial women may see a median of $22,000 in annual Social Security income at age 70 (versus the men’s $26,000), compared with pre-boomer women, who had an annual Social Security benefit of $13,100 (compared with pre-boomer men’s median of $20,800).
  • The Urban Institute measured numerous factors in retirement income, including Social Security, earnings, pensions, government benefits, and retirement account withdrawals.
  • Americans, have no fear — the future of retirement may not be as bleak as you fear.
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 special education 4595
  • Smart phones  and the internet not only keep you in touch with family and friends, but digital wealth is quickly becoming the future of financial plann
  • Fitbits are a great analogy. Like financial technology, it presents point-of-time decision making reminders to change behavior and increase productivity. If I missed my daily step goals on Fitbit, for example, it might prompt me to go for a walk around my neighborhood late in the day. This mindset hasn’t been fully realized in the financial space, but will. If a financial app or technology portal closely tracks my spending behaviors, you bet it will make me second-guess that splurge at the mall.
  • Boomer: How are the boomer generations investing behaviors impacting the advisory industry?
  • Technology has streamlined nearly every aspect of our lives, especially personal finance. With the tap of a button, consumers can update beneficiaries on investment accounts, check their portfolios, and read financial statements. It’s not surprising that the boomer generation will quickly adopt these solutions due to the complexity in their lives, including mixed families, supporting children and parents, and trying to enjoy their own lives. 
  • That said, technology will increase the reliance on traditional financial advisors. The abundance of personal financial data available to consumers will ultimately leave them with more questions on their individual situations, thus sparking the need for professional advice. My favorite analogy is WebMD, which didn’t eliminate the need for doctors. It presents you with all of the possible scenarios related to your symptoms and, more often than not, causes you to quickly draw conclusions (often incorrectly) on your health issue.
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 tourist facilities 8070
  • this decommissioned sea king helicopter has taken on a new life as a hotel, providing guests with luxury accommodation inside the aircraft.
  • the team at helicopter glamping started the project by purchasing the decommissioned sea king in an online auction,
  • un dome and doubled glazed patio doors added to the side of the helicopter let in natural light and lead to a decked area where guests can enjoy views of the hills. inside the cockpit, the flight deck has been refitted with swivel seats and a table made from an old fuel tank cover, allowing visitors to experience the helicopter in its original glory. inside, a mini kitchen, shower room, and bed in the tail offer comfortable and homelike living an intimate cockpit seating area boasts views over the carse of stirling in scotland signage, lighting, and paintwork were all restored to original condition nina azzarello I designboom aug 02, 2017 98 62 4 27 have something to add? share your thoughts in our comments section below. name (required) e-mail (will not be published) (required) text comments policy LOG IN designboom's comment policy guidelines generally speaking, if we publish something, it's because we're genuinely interested in the subject. we hope you'll share this interest and if you know even more about it, please share! our goal in the discussion threads is to have good conversation and we prefer constructive opinions. we and our readers have fun with entertaining ones. designboom welcomes alerts about typos, incorrect names, and the like. the correction is at the discretion of the post editor and may not happen immediately. what if you disagree with what we or another commenter has to say? 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  • an intimate cockpit seating area boasts views over the carse of stirling in scotland
  • a mini kitchen, shower room, and bed in the tail offer comfortable and homelike living
  • a mini kitchen, shower room, and bed in the tail offer comfortable and homelike living
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 tourist facilities 7556
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